• Simon Lindsay Articles

  • Mortgage

    Many Americans today cannot make their monthly mortgage payments. Additionally, for millions of Americans – approximately 11 million as of 2011 – owing more on their home than it is currently worth is a sad reality. This situation is especially bad considering median home prices are only expected to decrease over the next 6-12 months in most

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  • Mortgage

    Buying a new home is still very much part of the American Dream. We, as citizens of the United States, long to have our own home that we can customize without restriction. When you rent a property, you are often unable to paint the walls and do even minor renovations. In comparison, when you have your own home your creation is no longer

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  • Real Estate Investing

    With the large number of bank sale properties on the market, many potential homebuyers are filling out home loan applications and seeking approval from their lender. We all know that getting approved for a home loan is a bit more difficult due to the strict lending standards imposed by banks after the real estate market crash. As a result, it’s crucial to understand what banks look at when approving a home

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  • Real Estate Investing

    In today’s real estate market, many have turned away from living in the city – especially with rental rates skyrocketing – and have instead decided to purchase land and build new homes. This decision works very well for some, but is a very important decision that requires a lot of thought, just like buying a

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  • Real Estate Investing

    Finding the right property to buy in today’s real estate market seems harder than it really is to most. After all, plummeting prices and doom-and-gloom news have made it seem like housing is a bad investment – but it isn’t. On the contrary, pre-foreclosure homes – homes that are facing foreclosure but haven’t yet started the process – are terrific opportunities to obtain great homes at incredible

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  • Foreclosures

    For homebuyers and investors who want to break into the foreclosure market and grab a great bargain for a particular home, timing is important. Some of the best deals can be had through pre-foreclosures, or homes that are in default but have not yet been repossessed and sold at auction. In other cases, the best deals can be found with homes that have been repossessed but have not yet been sold. In either case, a homebuyer can maximize value […]

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  • Foreclosures

    Making heads or tails out of this housing market is a tricky proposition at times. Data comes in on a weekly basis, and each set of numbers brings with it oodles of questions, concerns, estimates, and assumptions that are processed to create some semblance of reason and reality for the real estate

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  • Foreclosures

    The housing market gained some good news and some bad news today with the release of the latest monthly new home construction report, released by the Commerce Department. According to the report, new home starts fell by 0.3% from September to October, coming in at 628,000 – or half of what most experts think is proper for a healthy

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  • Foreclosures

    In what is no surprise to anyone who has followed the housing market for the past few years, the number of foreclosure filings increased nationwide in October, the third month in a row, by 7%. Even though the overall foreclosure rate is still down 31% year over year, the monthly increase is a troubling portent of the future for the housing market and foreclosures in

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  • Foreclosures

    Over the last years there have been a ton of distressed properties on the market, which are ideal for foreclosure investing. From residential foreclosures to commercial foreclosures, the opportunities to obtain an incredible property well below market value are still alive and well. However, everyone acknowledges that the key to real estate market recovery involves improving consumer/investor

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  • Foreclosures

    A plan floated by the Obama administration a couple of months ago to sell off tons of government foreclosures to private investors is actually starting to take traction – contrary to the expectations of critics when the plan was

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  • Foreclosures

    We are not legal experts by any means, but it’s not too difficult to see that buying foreclosures that weren’t properly foreclosed on in the first place probably shouldn’t be

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  • Foreclosures

    Those who have been tracking the real estate market, here’s another nugget of news that was not unexpected at all: Foreclosure notices across the nation surged by 14% from the second quarter to the third quarter of

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  • Foreclosures

    It seems like the foreclosure settlement negotiations going on in Washington just can’t catch a

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  • Foreclosure Help

    The federal government, to its credit, has tried several plans and enacted several programs to reduce the number of foreclosures entering the market now and in the near future. While their intentions were good, the effect has been something akin to fighting a flood by removing a few buckets of water – especially with the Emergency Homeowners’ Loan Program

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